Building Your Financial Future, Step by Step

We've designed a learning program that meets you where you are. Whether you're just starting to think about savings or looking to refine your approach, our structured path helps you build confidence with money over time.

Foundation Phase

8 weeks · Self-paced

Start with the basics. We cover budgeting fundamentals, expense tracking methods, and how to set achievable short-term goals. You'll learn practical techniques for identifying spending patterns and creating a realistic monthly plan.

Budget creation Expense analysis Goal setting

Building Momentum

10 weeks · Interactive sessions

Once you've got the basics down, we explore different savings strategies and account types. This phase introduces emergency funds, automated savings systems, and ways to maintain motivation when progress feels slow.

Emergency planning Automation tools Habit formation

Growth Strategies

12 weeks · Workshop format

Ready to think bigger? This module looks at longer-term planning approaches, investment basics for beginners, and balancing multiple financial priorities. We discuss realistic timelines and common obstacles people face.

Long-term planning Risk assessment Portfolio basics

Sustained Practice

Ongoing · Community support

Financial planning isn't something you do once and forget. This final phase focuses on maintaining progress, adjusting plans as life changes, and connecting with others on similar paths. Think of it as your ongoing support network.

Plan adjustments Life transitions Peer learning

Where People Are Now

These aren't overnight success stories. They're real accounts from people who've been working through our program and applying what they've learned over several months or years.

Raina Holbrook

Started March 2023 · Ongoing journey

I came into this thinking I'd never be good with money. Honestly, I avoided looking at my bank balance for years. Starting with just the first module took me three months because I kept stopping and restarting. But something clicked around week five when I finally saw my actual spending patterns laid out.

Two years in, I've built a small emergency fund and actually understand where my money goes each month. I'm not rich or anything, but I don't have that constant anxiety anymore. I'm working on the investment module now, taking it slow.

Program Duration

22 months

Current Phase

Growth Strategies

Siobhan reflecting on her learning experience

Siobhan Thwaites

Started July 2022 · Active participant

What I appreciate most is that nobody pretends this is easy or quick. I had a major setback in mid-2024 when unexpected medical bills wiped out most of my progress. Instead of feeling like I'd failed, the community support helped me rebuild my approach and start again with better strategies.

I'm now helping moderate some of the beginner discussion groups because I remember how overwhelming it felt at first. My savings goals are modest compared to some people, but they're mine and they're achievable. That matters more than I can express.

Program Duration

31 months

Current Phase

Sustained Practice

Questions Throughout Your Journey

We've organised these based on when people typically ask them during their learning experience.

How much time do I actually need each week?

Most people spend 3-5 hours weekly on coursework, but it varies widely. Some weeks you might just do a quick check-in, other weeks you'll want to dig deeper into a topic that's relevant to your situation. It's designed to flex around real life.

What if I fall behind or need to pause?

About half our participants take breaks at some point. Life happens. Your access doesn't expire, and you can pick up where you left off. We've had people pause for six months and come back without any issues. No judgement, no pressure.

Is there a specific income level this works for?

The principles work regardless of income, though obviously the specific numbers vary. We've had people earning k and people earning 0k go through the same modules. The focus is on building skills and habits that scale to your situation.

What happens after I finish the main modules?

You get ongoing access to the community forums, quarterly workshops, and updated content. Financial planning isn't a one-time thing, so we've built in long-term support. Many people cycle back through modules as their circumstances change.

Can I get personalised advice on my specific situation?

The program itself provides general education rather than individual financial advice. However, the community aspect means you can discuss scenarios with others, and we occasionally bring in guest experts for Q&A sessions on specific topics.

When can I start?

Our next cohort begins in September 2025, with another starting in January 2026. We keep groups smaller for better interaction, so places fill up about 6-8 weeks before start dates. You can register interest now and we'll send details as they're confirmed.

People collaborating on financial planning exercises

Ready to Get Started?

We're accepting registrations for our September 2025 intake. Spaces are limited to maintain quality interaction within groups. If you're considering joining, we'd recommend getting in touch soon to secure a spot.