What Tracking Technologies Do

Tracking technologies are small data files that websites place on your device when you visit. They help us remember who you are between visits and understand how people interact with our savings plan resources.

We use these tools at olzitorvion to keep your session active, remember your calculator settings, and see which financial education content actually helps people. Some track behavior across the internet, but most just help our site function properly.

Think of them as digital sticky notes. Some are temporary and disappear when you close your browser. Others stick around longer to remember your preferences for next time. The choice of whether to allow tracking beyond basic functionality is entirely yours.

Types of Tracking We Use

How Tracking Improves Your Experience

When you use our savings calculators, functional tracking remembers your inputs so you don't start from scratch each visit. If you're comparing term deposit rates, we recall which institutions you were reviewing.

Analytics tracking shows us that most visitors spend time on our compound interest explanations but skip the more technical investment terminology pages. That tells us to write more practical content and less theory.

Marketing tracking helps us reach people searching for savings strategies across Australia. But honestly, we understand if you'd rather not be followed around the internet. That's why the opt-out button above actually works.

Managing Your Browser Settings

Every modern browser lets you control tracking technologies directly. You can block them entirely, delete existing ones, or set them to clear automatically when you close the browser. Here's how the most common browsers handle this:

Most Australian banks and financial sites need functional tracking to operate their online portals. If you block everything, you might find that some comparison tools or calculators stop working properly. It's about finding the balance that works for you.

Data Storage and Your Control

We keep functional tracking data for the duration of your session, then it expires. Preference tracking might last 12 months so we remember your settings. Analytics data is anonymized after 90 days and used only in aggregate form.

Marketing tracking can persist longer, sometimes up to two years, depending on the advertising platform. But if you opt out using the button above, we signal all connected systems to stop tracking you immediately. Your choice gets recorded locally and honored going forward.

We don't sell tracking data to anyone. The analytics we collect help us write better financial education content for Australians. That's it. No data brokers, no shadowy third parties, no selling your browsing history to the highest bidder.

Third-Party Tracking Technologies

Some tools on our site come from outside services. We use Google Analytics to understand site traffic, and occasionally embed YouTube videos in our educational content. These services place their own tracking tools.

When you decline tracking through our opt-out system, we send consent signals to these platforms telling them not to track you. However, some services might require their own opt-out processes. We've chosen providers that respect privacy signals, but you should know the limitations.

If you're concerned about specific third-party trackers, browser extensions like uBlock Origin or Privacy Badger can give you more granular control. They work alongside our opt-out system to provide comprehensive protection.

Updates to This Policy

We update this policy when our tracking practices change or when new regulations require different explanations. The last update was January 2025 to clarify our third-party analytics relationships and improve the opt-out mechanism.

Significant changes get announced through email to registered users and posted prominently on our homepage. Minor clarifications happen quietly, but you can always check the effective date at the bottom of this page to see if anything's changed since you last read it.